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Loan Calculator

Motorcycle hire purchase estimator for Malaysia

Flat Rate Method
Monthly Payment
Eligibility Check
Motorcycle Details
RM 3,000RM 150,000
Loan Terms
1%12%
Estimated Monthly Repayment
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Loan Amount
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Total Interest
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Total Payment
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Payment Breakdown
Principal —
Interest —
View Repayment Schedule ▼
Month Payment (RM) Principal (RM) Interest (RM) Balance (RM)
* Calculated using flat interest rate method (hire purchase) as per Malaysia's Hire-Purchase Act 1967. Actual rates and approvals are subject to individual bank's terms and conditions, credit scoring, and Bank Negara Malaysia guidelines.
Your Financial Profile
Loan You're Applying For
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Debt Service Ratio (DSR) — Bank Negara Guideline: max 60–70%
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* DSR is calculated as (total monthly commitments ÷ gross income) × 100. Most Malaysian banks require DSR below 60–70%. Self-employed applicants may face stricter assessments.
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