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Loan Calculator

Motorcycle hire purchase estimator for Malaysia

Flat Rate Method
Monthly Payment
Eligibility Check
RM 3,000RM 150,000
1%12%
Estimated Monthly Repayment
Loan Amount
Total Interest
Total Payment
Payment Breakdown
Principal
Interest
View Repayment Schedule
Month Payment (RM) Principal (RM) Interest (RM) Balance (RM)
* Calculated using flat interest rate method (hire purchase) as per Malaysia's Hire-Purchase Act 1967. Actual rates and approvals are subject to individual bank's terms and conditions, credit scoring, and Bank Negara Malaysia guidelines.
Debt Service Ratio (DSR) — Bank Negara Guideline: max 60–70%
* DSR is calculated as (total monthly commitments ÷ gross income) × 100. Most Malaysian banks require DSR below 60–70%. Self-employed applicants may face stricter assessments.
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Contact Us

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Our Information

Do you want to find us?

No. 2, Xiangyu Road, Yubei District, Chongqing, China

Do you want to call us?

+60 XXX XXXX

Do you want to email us?

export@kovemoto.com anthony@kovemoto.com kevin@kovemoto.com

Business Hours?

Monday – Friday:
9:00 AM – 6:00 PM

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